:root{--ink:#111;--mut:#555;--line:#e4e4e4;--bg:#fff;--soft:#f6f6f6;--warn:#9a6700;--warnbg:#fff8e6;--ok:#1a7f37;--okbg:#e8f5ec;--r:10px}
*{box-sizing:border-box;margin:0;padding:0}
body{font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6}
.wrap{max-width:1080px;margin:0 auto;padding:0 20px}
header.site{border-bottom:1px solid var(--line);padding:14px 0}
header.site .wrap{display:flex;justify-content:space-between;align-items:center}
.logo{font-weight:700;font-size:17px;color:var(--ink);text-decoration:none}
.logo span{color:var(--mut);font-weight:400}
nav a{color:var(--mut);text-decoration:none;font-size:14px;margin-left:18px}
nav a:hover{color:var(--ink)}
.hero{padding:56px 0 32px;text-align:center}
.hero h1{font-size:clamp(26px,4vw,40px);line-height:1.15;letter-spacing:-.01em;max-width:720px;margin:0 auto 12px}
.hero p{color:var(--mut);font-size:17px;max-width:600px;margin:0 auto 24px}
.trade-pills{display:flex;gap:10px;justify-content:center;margin:0 auto 8px}
.trade-pills a{padding:10px 22px;border-radius:999px;border:1px solid var(--line);text-decoration:none;color:var(--ink);font-size:15px;font-weight:600}
.trade-pills a.on{background:var(--ink);color:#fff;border-color:var(--ink)}
.calc-grid{display:grid;grid-template-columns:1fr 1fr;gap:28px;padding:8px 0 48px}
@media(max-width:760px){.calc-grid{grid-template-columns:1fr}}
.card{border:1px solid var(--line);border-radius:14px;padding:22px}
.card h2{font-size:15px;font-weight:600;margin-bottom:14px}
.f{margin-bottom:14px}
.f label{display:flex;justify-content:space-between;font-size:14px;color:var(--mut);margin-bottom:6px}
.f label b{color:var(--ink);font-variant-numeric:tabular-nums}
.f input[type=range]{width:100%;accent-color:var(--ink)}
.big{font-size:38px;font-weight:700;font-variant-numeric:tabular-nums;line-height:1.1}
.lbl{font-size:14px;color:var(--mut);margin-bottom:4px}
.badge{display:inline-block;font-size:12px;padding:2px 8px;border-radius:6px;margin-left:8px;font-weight:600;vertical-align:middle}
.badge.warn{background:var(--warnbg);color:var(--warn)}
.badge.ok{background:var(--okbg);color:var(--ok)}
.stat{border-top:1px solid var(--line);padding:11px 0;display:flex;justify-content:space-between;font-size:14px}
.stat span{color:var(--mut)}.stat b{font-variant-numeric:tabular-nums}
table{width:100%;border-collapse:collapse;margin-top:6px}
th{font-size:12px;color:var(--mut);text-align:left;font-weight:500;padding:6px 4px;border-bottom:1px solid var(--line)}
td{font-size:14px;padding:8px 4px;border-bottom:1px solid var(--soft)}
.num,th.num,td.num{text-align:right;font-variant-numeric:tabular-nums}
.cta{display:block;width:100%;margin-top:16px;padding:12px;border:none;border-radius:var(--r);background:var(--ink);color:#fff;font-size:15px;font-weight:600;cursor:pointer}
.cta:hover{opacity:.9}
.note{font-size:12px;color:var(--mut);margin-top:10px}
.email-row{display:flex;gap:8px;margin-top:16px}
.email-row input{flex:1;padding:11px 12px;border:1px solid var(--line);border-radius:var(--r);font-size:14px}
.email-row button{padding:11px 18px;border:none;border-radius:var(--r);background:var(--ink);color:#fff;font-weight:600;cursor:pointer;font-size:14px}
.prose{padding:40px 0;color:#333;font-size:16px;max-width:760px}
.prose h2{font-size:22px;margin:28px 0 10px;color:var(--ink)}
.prose p{margin-bottom:12px}
.prose ul{margin:0 0 12px 22px}
.faq details{border-bottom:1px solid var(--line);padding:14px 0}
.faq summary{cursor:pointer;font-weight:600;font-size:15px;list-style:none}
.faq summary::before{content:"+";margin-right:10px;color:var(--mut)}
.faq details[open] summary::before{content:"–"}
.faq p{margin-top:8px;color:var(--mut);font-size:15px}
footer.site{border-top:1px solid var(--line);padding:24px 0;margin-top:40px;color:var(--mut);font-size:13px}
footer.site .wrap{display:flex;justify-content:space-between;flex-wrap:wrap;gap:8px}
.msg{font-size:13px;margin-top:8px;min-height:18px}
.msg.ok{color:var(--ok)}.msg.err{color:#cf222e}
label{display:block;margin:12px 0;font-size:14px}input:not([type=range]),textarea,select{font:inherit;border:1px solid var(--line);border-radius:6px;padding:9px;max-width:100%}label input,label textarea,label select{display:block;width:100%;margin-top:5px}textarea{min-height:95px}button{font:inherit;border:1px solid var(--line);border-radius:8px;padding:9px 13px;background:var(--ink);color:white;cursor:pointer;margin:6px 0}button:hover{opacity:.85}.actions{display:flex;gap:10px;flex-wrap:wrap}.table-scroll{overflow-x:auto}.table-scroll table{min-width:720px}.table-scroll input{width:100%}.table-scroll td:first-child{min-width:200px}#totals{margin:18px 0;font-weight:600}.print-only{display:none}nav{display:flex;flex-wrap:wrap;gap:8px}.trade-pills{flex-wrap:wrap}@media(max-width:760px){header.site .wrap{display:block}nav{margin-top:12px}nav a{margin-left:0;margin-right:12px}.email-row{flex-wrap:wrap}.email-row input{min-width:0;width:100%}}@media print{header,footer,#book,.hero{display:none!important}.print-only{display:block!important}.wrap{max-width:none;padding:0}#quote{padding:24px}#quote h1,#quote h2,#quote p{margin-bottom:14px}#quote table{margin:20px 0}}